New York vs Philadelphia-Camden-Wilmington

Cost of Living Comparison

New York

Gross Salary $70,000
Tax -$10,486
Rent (2BR) -$34,920
Net Income $24,594

To match your lifestyle in Philadelphia-Camden-Wilmington, you'd need:

$44,418

The Verdict

Cost of Living Index

New York 149.7
Philadelphia-Camden-Wilmington 117.8
Cheaper Avg (100) Pricier

Purchasing Power

New York $16,433
Philadelphia-Camden-Wilmington $34,849

Philadelphia-Camden-Wilmington

Gross Salary $70,000
Tax -$7,241
Rent (2BR) -$21,720
Net Income $41,039

To match your lifestyle in New York, you'd need:

$108,150

The Bottom Line

On a $70,000 salary, you would have $16,445 more per year in Philadelphia-Camden-Wilmington compared to New York. You'd pay $3,245 less in taxes in Philadelphia-Camden-Wilmington, while housing costs 38% less. The cost of living in New York is 50% above avg, while Philadelphia-Camden-Wilmington is 18% above avg, making Philadelphia-Camden-Wilmington the more affordable city overall. Your $70,000 salary in New York feels like earning $44,418 in Philadelphia-Camden-Wilmington once you factor in taxes, rent, and cost of living. For K-12 education, Philadelphia-Camden-Wilmington has a better pupil-teacher ratio (0:1 vs 0:1). College is more affordable in New York ($19,246 vs $26,393 avg in-state tuition).

K-12 Schools

New York
Philadelphia-Camden-Wilmington
Schools
4,508
1,334
Enrollment
2,774,536
856,956
Pupil:Teacher
0:1
0:1
Charter %
6.3%
9.1%
Title I %
0%
0%

Colleges & Universities

New York
Philadelphia-Camden-Wilmington
Institutions
364
120
In-State Tuition
$19,246
$26,393
Out-of-State
$20,786
$28,437
Grad Rate
59.0%
58.3%

Frequently Asked Questions

Is New York or Philadelphia-Camden-Wilmington more expensive?

New York is more expensive with a cost of living index of 149.7 vs 117.8 (national average = 100).

What salary in Philadelphia-Camden-Wilmington equals $70,000 in New York?

You would need to earn approximately $44,418 in Philadelphia-Camden-Wilmington to maintain the same purchasing power as a $70,000 salary in New York, after accounting for taxes, rent, and cost of living differences.

How much is rent in New York vs Philadelphia-Camden-Wilmington?

Average annual rent for a 2-bedroom apartment is $34,920 in New York and $21,720 in Philadelphia-Camden-Wilmington—housing is 38% less in Philadelphia-Camden-Wilmington.