Indianapolis-Carmel vs Phoenix-Mesa-Chandler

Cost of Living Comparison

Indianapolis-Carmel

Gross Salary $70,000
Tax -$9,376
Rent (2BR) -$17,676
Net Income $42,948

To match your lifestyle in Phoenix-Mesa-Chandler, you'd need:

$99,191

The Verdict

Cost of Living Index

Indianapolis-Carmel 87.0
Phoenix-Mesa-Chandler 124.3
Cheaper Avg (100) Pricier

Purchasing Power

Indianapolis-Carmel $49,355
Phoenix-Mesa-Chandler $31,624

Phoenix-Mesa-Chandler

Gross Salary $70,000
Tax -$8,626
Rent (2BR) -$22,068
Net Income $39,306

To match your lifestyle in Indianapolis-Carmel, you'd need:

$50,866

The Bottom Line

On a $70,000 salary, you would have $3,642 more per year in Indianapolis-Carmel compared to Phoenix-Mesa-Chandler. You'd pay $750 less in taxes in Phoenix-Mesa-Chandler, while housing costs 25% more. The cost of living in Indianapolis-Carmel is 13% below avg, while Phoenix-Mesa-Chandler is 24% above avg, making Indianapolis-Carmel the more affordable city overall. Your $70,000 salary in Indianapolis-Carmel feels like earning $99,191 in Phoenix-Mesa-Chandler once you factor in taxes, rent, and cost of living. For K-12 education, Phoenix-Mesa-Chandler has a better pupil-teacher ratio (0:1 vs 0:1). College is more affordable in Phoenix-Mesa-Chandler ($20,099 vs $11,297 avg in-state tuition).

K-12 Schools

Indianapolis-Carmel
Phoenix-Mesa-Chandler
Schools
508
1,339
Enrollment
342,966
790,198
Pupil:Teacher
0:1
0:1
Charter %
8.7%
27.1%
Title I %
0%
0%

Colleges & Universities

Indianapolis-Carmel
Phoenix-Mesa-Chandler
Institutions
26
81
In-State Tuition
$20,099
$11,297
Out-of-State
$21,954
$14,043
Grad Rate
57.4%
52.4%

Frequently Asked Questions

Is Indianapolis-Carmel or Phoenix-Mesa-Chandler more expensive?

Phoenix-Mesa-Chandler is more expensive with a cost of living index of 124.3 vs 87.0 (national average = 100).

What salary in Phoenix-Mesa-Chandler equals $70,000 in Indianapolis-Carmel?

You would need to earn approximately $99,191 in Phoenix-Mesa-Chandler to maintain the same purchasing power as a $70,000 salary in Indianapolis-Carmel, after accounting for taxes, rent, and cost of living differences.

How much is rent in Indianapolis-Carmel vs Phoenix-Mesa-Chandler?

Average annual rent for a 2-bedroom apartment is $17,676 in Indianapolis-Carmel and $22,068 in Phoenix-Mesa-Chandler—housing is 25% more in Phoenix-Mesa-Chandler.