Chicago-Joliet-Naperville vs San Francisco

Cost of Living Comparison

Chicago-Joliet-Naperville

Gross Salary $70,000
Tax -$10,706
Rent (2BR) -$21,372
Net Income $37,922

To match your lifestyle in San Francisco, you'd need:

$145,890

The Verdict

Cost of Living Index

Chicago-Joliet-Naperville 111.0
San Francisco 200.1
Cheaper Avg (100) Pricier

Purchasing Power

Chicago-Joliet-Naperville $34,163
San Francisco $8,394

San Francisco

Gross Salary $70,000
Tax -$9,953
Rent (2BR) -$43,248
Net Income $16,799

To match your lifestyle in Chicago-Joliet-Naperville, you'd need:

$34,564

The Bottom Line

On a $70,000 salary, you would have $21,123 more per year in Chicago-Joliet-Naperville compared to San Francisco. You'd pay $753 less in taxes in San Francisco, while housing costs 102% more. The cost of living in Chicago-Joliet-Naperville is 11% above avg, while San Francisco is 100% above avg, making Chicago-Joliet-Naperville the more affordable city overall. Your $70,000 salary in Chicago-Joliet-Naperville feels like earning $145,890 in San Francisco once you factor in taxes, rent, and cost of living. For K-12 education, San Francisco has a better pupil-teacher ratio (0:1 vs 0:1). College is more affordable in San Francisco ($21,482 vs $17,920 avg in-state tuition).

K-12 Schools

Chicago-Joliet-Naperville
San Francisco
Schools
2,644
980
Enrollment
1,520,725
609,672
Pupil:Teacher
0:1
0:1
Charter %
5.6%
1.3%
Title I %
0%
0%

Colleges & Universities

Chicago-Joliet-Naperville
San Francisco
Institutions
170
76
In-State Tuition
$21,482
$17,920
Out-of-State
$22,727
$22,099
Grad Rate
55.4%
54.8%

Frequently Asked Questions

Is Chicago-Joliet-Naperville or San Francisco more expensive?

San Francisco is more expensive with a cost of living index of 200.1 vs 111.0 (national average = 100).

What salary in San Francisco equals $70,000 in Chicago-Joliet-Naperville?

You would need to earn approximately $145,890 in San Francisco to maintain the same purchasing power as a $70,000 salary in Chicago-Joliet-Naperville, after accounting for taxes, rent, and cost of living differences.

How much is rent in Chicago-Joliet-Naperville vs San Francisco?

Average annual rent for a 2-bedroom apartment is $21,372 in Chicago-Joliet-Naperville and $43,248 in San Francisco—housing is 102% more in San Francisco.