Chicago-Joliet-Naperville vs New York

Cost of Living Comparison

Chicago-Joliet-Naperville

Gross Salary $70,000
Tax -$10,706
Rent (2BR) -$21,372
Net Income $37,922

To match your lifestyle in New York, you'd need:

$106,723

The Verdict

Cost of Living Index

Chicago-Joliet-Naperville 111.0
New York 149.7
Cheaper Avg (100) Pricier

Purchasing Power

Chicago-Joliet-Naperville $34,163
New York $16,433

New York

Gross Salary $70,000
Tax -$10,486
Rent (2BR) -$34,920
Net Income $24,594

To match your lifestyle in Chicago-Joliet-Naperville, you'd need:

$45,310

The Bottom Line

On a $70,000 salary, you would have $13,328 more per year in Chicago-Joliet-Naperville compared to New York. You'd pay $220 less in taxes in New York, while housing costs 63% more. The cost of living in Chicago-Joliet-Naperville is 11% above avg, while New York is 50% above avg, making Chicago-Joliet-Naperville the more affordable city overall. Your $70,000 salary in Chicago-Joliet-Naperville feels like earning $106,723 in New York once you factor in taxes, rent, and cost of living. For K-12 education, New York has a better pupil-teacher ratio (0:1 vs 0:1). College is more affordable in New York ($21,482 vs $19,246 avg in-state tuition).

K-12 Schools

Chicago-Joliet-Naperville
New York
Schools
2,644
4,508
Enrollment
1,520,725
2,774,536
Pupil:Teacher
0:1
0:1
Charter %
5.6%
6.3%
Title I %
0%
0%

Colleges & Universities

Chicago-Joliet-Naperville
New York
Institutions
170
364
In-State Tuition
$21,482
$19,246
Out-of-State
$22,727
$20,786
Grad Rate
55.4%
59.0%

Frequently Asked Questions

Is Chicago-Joliet-Naperville or New York more expensive?

New York is more expensive with a cost of living index of 149.7 vs 111.0 (national average = 100).

What salary in New York equals $70,000 in Chicago-Joliet-Naperville?

You would need to earn approximately $106,723 in New York to maintain the same purchasing power as a $70,000 salary in Chicago-Joliet-Naperville, after accounting for taxes, rent, and cost of living differences.

How much is rent in Chicago-Joliet-Naperville vs New York?

Average annual rent for a 2-bedroom apartment is $21,372 in Chicago-Joliet-Naperville and $34,920 in New York—housing is 63% more in New York.