San Francisco vs Seattle-Bellevue

Cost of Living Comparison

San Francisco

Gross Salary $70,000
Tax -$9,953
Rent (2BR) -$43,248
Net Income $16,799

To match your lifestyle in Seattle-Bellevue, you'd need:

$46,307

The Verdict

Cost of Living Index

San Francisco 200.1
Seattle-Bellevue 151.6
Cheaper Avg (100) Pricier

Purchasing Power

San Francisco $8,394
Seattle-Bellevue $21,607

Seattle-Bellevue

Gross Salary $70,000
Tax -$7,241
Rent (2BR) -$30,012
Net Income $32,747

To match your lifestyle in San Francisco, you'd need:

$108,418

The Bottom Line

On a $70,000 salary, you would have $15,948 more per year in Seattle-Bellevue compared to San Francisco. You'd pay $2,712 less in taxes in Seattle-Bellevue, while housing costs 31% less. The cost of living in San Francisco is 100% above avg, while Seattle-Bellevue is 52% above avg, making Seattle-Bellevue the more affordable city overall. Your $70,000 salary in San Francisco feels like earning $46,307 in Seattle-Bellevue once you factor in taxes, rent, and cost of living. For K-12 education, Seattle-Bellevue has a better pupil-teacher ratio (0:1 vs 0:1). College is more affordable in Seattle-Bellevue ($17,920 vs $16,908 avg in-state tuition).

K-12 Schools

San Francisco
Seattle-Bellevue
Schools
980
1,005
Enrollment
609,672
543,126
Pupil:Teacher
0:1
0:1
Charter %
1.3%
0.5%
Title I %
0%
0%

Colleges & Universities

San Francisco
Seattle-Bellevue
Institutions
76
47
In-State Tuition
$17,920
$16,908
Out-of-State
$22,099
$20,883
Grad Rate
54.8%
53.7%

Frequently Asked Questions

Is San Francisco or Seattle-Bellevue more expensive?

San Francisco is more expensive with a cost of living index of 200.1 vs 151.6 (national average = 100).

What salary in Seattle-Bellevue equals $70,000 in San Francisco?

You would need to earn approximately $46,307 in Seattle-Bellevue to maintain the same purchasing power as a $70,000 salary in San Francisco, after accounting for taxes, rent, and cost of living differences.

How much is rent in San Francisco vs Seattle-Bellevue?

Average annual rent for a 2-bedroom apartment is $43,248 in San Francisco and $30,012 in Seattle-Bellevue—housing is 31% less in Seattle-Bellevue.