Boston-Cambridge-Quincy vs San Francisco

Cost of Living Comparison

Boston-Cambridge-Quincy

Gross Salary $70,000
Tax -$7,241
Rent (2BR) -$35,292
Net Income $27,467

To match your lifestyle in San Francisco, you'd need:

$99,449

The Verdict

Cost of Living Index

Boston-Cambridge-Quincy 148.2
San Francisco 200.1
Cheaper Avg (100) Pricier

Purchasing Power

Boston-Cambridge-Quincy $18,528
San Francisco $8,394

San Francisco

Gross Salary $70,000
Tax -$9,953
Rent (2BR) -$43,248
Net Income $16,799

To match your lifestyle in Boston-Cambridge-Quincy, you'd need:

$51,991

The Bottom Line

On a $70,000 salary, you would have $10,668 more per year in Boston-Cambridge-Quincy compared to San Francisco. You'd pay $2,712 more in taxes in San Francisco, while housing costs 23% more. The cost of living in Boston-Cambridge-Quincy is 48% above avg, while San Francisco is 100% above avg, making Boston-Cambridge-Quincy the more affordable city overall. Your $70,000 salary in Boston-Cambridge-Quincy feels like earning $99,449 in San Francisco once you factor in taxes, rent, and cost of living. For K-12 education, San Francisco has a better pupil-teacher ratio (0:1 vs 0:1). College is more affordable in San Francisco ($31,757 vs $17,920 avg in-state tuition).

K-12 Schools

Boston-Cambridge-Quincy
San Francisco
Schools
1,212
980
Enrollment
654,483
609,672
Pupil:Teacher
0:1
0:1
Charter %
4.7%
1.3%
Title I %
0%
0%

Colleges & Universities

Boston-Cambridge-Quincy
San Francisco
Institutions
95
76
In-State Tuition
$31,757
$17,920
Out-of-State
$34,142
$22,099
Grad Rate
63.1%
54.8%

Frequently Asked Questions

Is Boston-Cambridge-Quincy or San Francisco more expensive?

San Francisco is more expensive with a cost of living index of 200.1 vs 148.2 (national average = 100).

What salary in San Francisco equals $70,000 in Boston-Cambridge-Quincy?

You would need to earn approximately $99,449 in San Francisco to maintain the same purchasing power as a $70,000 salary in Boston-Cambridge-Quincy, after accounting for taxes, rent, and cost of living differences.

How much is rent in Boston-Cambridge-Quincy vs San Francisco?

Average annual rent for a 2-bedroom apartment is $35,292 in Boston-Cambridge-Quincy and $43,248 in San Francisco—housing is 23% more in San Francisco.