San Francisco vs St. Louis

Cost of Living Comparison

San Francisco

Gross Salary $70,000
Tax -$9,953
Rent (2BR) -$43,248
Net Income $16,799

To match your lifestyle in St. Louis, you'd need:

$22,134

The Verdict

Cost of Living Index

San Francisco 200.1
St. Louis 80.6
Cheaper Avg (100) Pricier

Purchasing Power

San Francisco $8,394
St. Louis $59,741

St. Louis

Gross Salary $70,000
Tax -$7,241
Rent (2BR) -$14,616
Net Income $48,143

To match your lifestyle in San Francisco, you'd need:

$224,826

The Bottom Line

On a $70,000 salary, you would have $31,344 more per year in St. Louis compared to San Francisco. You'd pay $2,712 less in taxes in St. Louis, while housing costs 66% less. The cost of living in San Francisco is 100% above avg, while St. Louis is 19% below avg, making St. Louis the more affordable city overall. Your $70,000 salary in San Francisco feels like earning $22,134 in St. Louis once you factor in taxes, rent, and cost of living. For K-12 education, St. Louis has a better pupil-teacher ratio (0:1 vs 0:1). College is more affordable in San Francisco ($17,920 vs $19,651 avg in-state tuition).

K-12 Schools

San Francisco
St. Louis
Schools
980
840
Enrollment
609,672
404,672
Pupil:Teacher
0:1
0:1
Charter %
1.3%
3.9%
Title I %
0%
0%

Colleges & Universities

San Francisco
St. Louis
Institutions
76
53
In-State Tuition
$17,920
$19,651
Out-of-State
$22,099
$21,015
Grad Rate
54.8%
56.7%

Frequently Asked Questions

Is San Francisco or St. Louis more expensive?

San Francisco is more expensive with a cost of living index of 200.1 vs 80.6 (national average = 100).

What salary in St. Louis equals $70,000 in San Francisco?

You would need to earn approximately $22,134 in St. Louis to maintain the same purchasing power as a $70,000 salary in San Francisco, after accounting for taxes, rent, and cost of living differences.

How much is rent in San Francisco vs St. Louis?

Average annual rent for a 2-bedroom apartment is $43,248 in San Francisco and $14,616 in St. Louis—housing is 66% less in St. Louis.