Rochester vs San Francisco

Cost of Living Comparison

Rochester

Gross Salary $70,000
Tax -$10,486
Rent (2BR) -$18,876
Net Income $40,638

To match your lifestyle in San Francisco, you'd need:

$172,606

The Verdict

Cost of Living Index

Rochester 94.4
San Francisco 200.1
Cheaper Avg (100) Pricier

Purchasing Power

Rochester $43,067
San Francisco $8,394

San Francisco

Gross Salary $70,000
Tax -$9,953
Rent (2BR) -$43,248
Net Income $16,799

To match your lifestyle in Rochester, you'd need:

$29,343

The Bottom Line

On a $70,000 salary, you would have $23,839 more per year in Rochester compared to San Francisco. You'd pay $533 less in taxes in San Francisco, while housing costs 129% more. The cost of living in Rochester is 6% below avg, while San Francisco is 100% above avg, making Rochester the more affordable city overall. Your $70,000 salary in Rochester feels like earning $172,606 in San Francisco once you factor in taxes, rent, and cost of living. For K-12 education, San Francisco has a better pupil-teacher ratio (0:1 vs 0:1). College is more affordable in San Francisco ($24,813 vs $17,920 avg in-state tuition).

K-12 Schools

Rochester
San Francisco
Schools
283
980
Enrollment
155,883
609,672
Pupil:Teacher
0:1
0:1
Charter %
4.6%
1.3%
Title I %
0%
0%

Colleges & Universities

Rochester
San Francisco
Institutions
25
76
In-State Tuition
$24,813
$17,920
Out-of-State
$26,435
$22,099
Grad Rate
59.1%
54.8%

Frequently Asked Questions

Is Rochester or San Francisco more expensive?

San Francisco is more expensive with a cost of living index of 200.1 vs 94.4 (national average = 100).

What salary in San Francisco equals $70,000 in Rochester?

You would need to earn approximately $172,606 in San Francisco to maintain the same purchasing power as a $70,000 salary in Rochester, after accounting for taxes, rent, and cost of living differences.

How much is rent in Rochester vs San Francisco?

Average annual rent for a 2-bedroom apartment is $18,876 in Rochester and $43,248 in San Francisco—housing is 129% more in San Francisco.