Cost of Living in Yuma, AZ

How far does a $70,000 salary go in Yuma? Estimated income taxes on that gross salary total approximately $8,626 per year — combining federal taxes with Arizona's state income tax. Subtract rent for a 2-bedroom apartment ($1,382/month based on HUD Fair Market Rents for the Yuma metro area) and the estimated annual take-home is $44,790, or roughly $3,733 per month for everything else: food, transportation, savings, and discretionary spending.

The Yuma metro has a cost of living index of 65.5 according to the Bureau of Economic Analysis Regional Price Parities (national average = 100). At 35% below the national average, Yuma is a genuinely affordable metro where everyday expenses stretch further than in most cities.

At a $70,000 salary, the estimated 2-bedroom rent in Yuma represents approximately 24% of gross income. That falls comfortably below the 30% rent-burden guideline, a healthy position for building savings.