Cost of Living in Spartanburg, SC

How far does a $70,000 salary go in Spartanburg? Estimated income taxes on that gross salary total approximately $10,094 per year — combining federal taxes with South Carolina's state income tax. Subtract rent for a 2-bedroom apartment ($1,187/month based on HUD Fair Market Rents for the Spartanburg metro area) and the estimated annual take-home is $45,662, or roughly $3,805 per month for everything else: food, transportation, savings, and discretionary spending.

The Spartanburg metro has a cost of living index of 67.6 according to the Bureau of Economic Analysis Regional Price Parities (national average = 100). At 32% below the national average, Spartanburg is a genuinely affordable metro where everyday expenses stretch further than in most cities.

At a $70,000 salary, the estimated 2-bedroom rent in Spartanburg represents approximately 20% of gross income. That falls comfortably below the 30% rent-burden guideline, a healthy position for building savings.