Cost of Living in San Juan-Guaynabo, PR
Is it worth moving here?
How far does a $70,000 salary go in San Juan-Guaynabo? Estimated income taxes on that gross salary total approximately $7,241 per year — PR levies no state income tax, so that figure covers federal tax only. Subtract rent for a 2-bedroom apartment ($663/month based on HUD Fair Market Rents for the San Juan-Guaynabo metro area) and the estimated annual take-home is $54,803, or roughly $4,567 per month for everything else: food, transportation, savings, and discretionary spending.
At a $70,000 salary, the estimated 2-bedroom rent in San Juan-Guaynabo represents approximately 11% of gross income. That is well within the 30% rule of thumb that financial advisors typically recommend, leaving significant room for savings and discretionary spending. PR's zero income tax helps offset the rent burden compared to otherwise similar cities that also levy state income tax.
Annual Breakdown
Gross Salary $70,000
Taxes (Est.) ...
Housing (Rent) -$7,956
Net Income ...
Monthly Take-Home
... / mo
Affordability Score
–
Grade Rent Burden –%
Affordable (<20%) 30% Rule Stretched (>40%)
K-12 Schools
See Details → Schools 847
Enrollment 346,096
Pupil:Teacher 0:1
Charter 0.1%
Title I 0%
Colleges & Universities
See Details → Institutions 90
Avg In-State $6,519
Avg Out-of-State $7,084
Avg Grad Rate 53.7%
| Institution | Enrollment | In-State Tuition | Grad Rate |
|---|---|---|---|
| Bayamon Community College | 151 | $8,385 | 100.0% |
| Puerto Rico Advance Institute | 25 | $7,395 | 100.0% |
| Caribbean Aviation Training Institute Inc | 191 | $15,200 | 97.0% |
| Cambridge Technical Institute | 27 | $0 | 90.0% |
| Professional Technical Institution | 187 | $0 | 87.0% |
| Neo-Esthetique European Institute | 137 | $0 | 84.0% |
| Automeca Technical College-Caguas | 194 | $8,800 | 83.0% |
| Century College | 509 | $8,500 | 80.0% |
| Industrial Technical College | 96 | $8,400 | 80.0% |
| Escuela Hotelera de San Juan | 394 | $13,960 | 77.0% |
| Dewey University-Manati | 255 | $7,080 | 74.0% |
| Automeca Technical College-Bayamon | 459 | $8,800 | 73.0% |
| Modern Hairstyling Institute-Carolina | 206 | $0 | 73.0% |
| Liceo de Arte-Dise-O y Comercio | 190 | $12,201 | 72.0% |
| Albizu University-San Juan | 2,534 | $6,138 | 69.0% |
| American Educational College | 231 | $5,856 | 69.0% |
| Liceo de Arte y Tecnologia | 495 | $9,000 | 65.0% |
| American Technical Institute | 27 | $0 | 65.0% |
| D'Mart Institute | 283 | $0 | 64.0% |
| Caribbean University-Vega Baja | 215 | $4,742 | 63.0% |
| Escuela De Troqueleria Y Herramentaje | 67 | $3,600 | 63.0% |
| Mech-Tech College | 2,246 | $10,944 | 62.0% |
| Dewey University-Carolina | 356 | $7,080 | 62.0% |
| Advantage Technical College | 547 | $0 | 61.0% |
| Instituto Tecnologico de Puerto Rico-Recinto de Manati | 297 | $1,500 | 61.0% |
| IVAEM College | 173 | $0 | 61.0% |
| Universidad Central Del Caribe | 558 | $5,400 | 59.0% |
| MyrAngel Beauty Institute | 175 | $0 | 59.0% |
| Huertas College | 460 | $8,420 | 58.0% |
| Nova College de Puerto Rico | 156 | $0 | 58.0% |
| ICPR Junior College | 414 | $7,879 | 57.0% |
| Puerto Rico Conservatory of Music | 339 | $2,520 | 57.0% |
| NUC University | 27,423 | $7,314 | 56.0% |
| Caribbean Forensic and Technical College | 381 | $8,500 | 56.0% |
| Humacao Community College | 207 | $5,292 | 55.0% |
| Instituto Tecnologico de Puerto Rico-Recinto de San Juan | 190 | $3,607 | 55.0% |
| Columbia Central University-Caguas | 2,810 | $7,314 | 54.0% |
| PPG Technical College | 194 | $8,520 | 54.0% |
| University of Puerto Rico-Humacao | 2,611 | $5,024 | 53.0% |
| University of Puerto Rico-Rio Piedras | 11,493 | $5,024 | 52.0% |
| Dewey University-Hato Rey | 387 | $6,480 | 52.0% |
| ICPR Junior College | 480 | $7,879 | 51.0% |
| University of Puerto Rico at Cayey | 2,218 | $5,024 | 49.0% |
| Antilles School of Technical Careers | 348 | $0 | 49.0% |
| Modern Hairstyling Institute-Bayamon | 197 | $0 | 49.0% |
| Escuela de Artes Plasticas y Diseno de Puerto Rico | 497 | $4,300 | 45.0% |
| Universidad del Sagrado Corazon | 4,660 | $5,040 | 44.0% |
| CEM College-Humacao | 174 | $12,900 | 44.0% |
| Caribbean University-Carolina | 146 | $4,385 | 44.0% |
| Atenas College | 611 | $6,763 | 43.0% |
| University of Puerto Rico-Carolina | 2,428 | $7,536 | 40.0% |
| Inter American University of Puerto Rico-Barranquitas | 1,012 | $4,848 | 38.0% |
| Universidad Central de Bayamon | 783 | $4,776 | 38.0% |
| Caribbean University-Bayamon | 929 | $4,742 | 37.0% |
| Advantage Technical College | 283 | $0 | 37.0% |
| Universidad Ana G. Mendez-Carolina Campus | 5,223 | $4,920 | 36.0% |
| Atlantic University | 1,600 | $6,120 | 36.0% |
| Colegio de Cinematografía Artes y Television | 551 | $6,195 | 35.0% |
| Inter American University of Puerto Rico-Bayamon | 3,535 | $4,848 | 33.0% |
| Inter American University of Puerto Rico-Fajardo | 1,288 | $4,848 | 33.0% |
| San Juan Bautista School of Medicine | 399 | $5,535 | 33.0% |
| Inter American University of Puerto Rico-Metro | 4,360 | $4,848 | 32.0% |
| Universidad Ana G. Mendez-Cupey Campus | 5,986 | $4,920 | 31.0% |
| University of Puerto Rico-Bayamon | 2,967 | $5,954 | 31.0% |
| Universidad Ana G. Mendez-Gurabo Campus | 9,718 | $4,920 | 30.0% |
| Colegio Universitario de San Juan | 542 | $2,040 | 30.0% |
| CEM College-San Juan | 178 | $12,900 | 26.0% |
| Universidad Politecnica de Puerto Rico | 4,390 | $8,820 | 24.0% |
| EDP University of Puerto Rico Inc-San Juan | 1,375 | $5,550 | 24.0% |
| Leston College | 26 | $0 | 22.0% |
| Universidad Teologica del Caribe | 301 | $5,760 | 21.0% |
| Universidad Pentecostal Mizpa | 232 | $3,720 | 14.0% |
| University of Puerto Rico-Medical Sciences | 1,950 | $5,652 | — |
| Inter American University of Puerto Rico-School of Law | 693 | $0 | — |
| EDP University of Puerto Rico-Manati | 449 | $5,550 | — |
| Center for Advanced Studies On Puerto Rico and the Caribbean | 362 | $0 | — |
| EDP University of Puerto Rico-Humacao | 269 | $5,550 | — |
| Ponce Health Sciences University-Centro Universitario de San Juan | 237 | $0 | — |
| Inter American University of Puerto Rico-School of Optometry | 217 | $0 | — |
| Professional University Dr. Carlos J. Borrero Rios | 166 | $4,560 | — |
| Seminario Evangelico de Puerto Rico | 127 | $0 | — |
| Commonwealth of Puerto Rico Department of Education-PRAMI | 81 | $3,600 | — |