Cost of Living in Sacramento--Roseville--Arden-Arcade, CA

How far does a $70,000 salary go in Sacramento--Roseville--Arden-Arcade? Estimated income taxes on that gross salary total approximately $9,953 per year — combining federal taxes with California's state income tax. Subtract rent for a 2-bedroom apartment ($2,255/month based on HUD Fair Market Rents for the Sacramento--Roseville--Arden-Arcade metro area) and the estimated annual take-home is $32,987, or roughly $2,749 per month for everything else: food, transportation, savings, and discretionary spending.

The Sacramento--Roseville--Arden-Arcade metro has a cost of living index of 133.4 according to the Bureau of Economic Analysis Regional Price Parities (national average = 100). At 33% above average, Sacramento--Roseville--Arden-Arcade is a noticeably expensive metro — groceries, services, and everyday purchases cost more than in most of the country.

At a $70,000 salary, the estimated 2-bedroom rent in Sacramento--Roseville--Arden-Arcade represents approximately 39% of gross income. That is well above what most financial advisors recommend, indicating that Sacramento--Roseville--Arden-Arcade is a financial stretch at a $70,000 salary without roommates or a higher-earning household.