Cost of Living in Pittsfield, MA

How far does a $70,000 salary go in Pittsfield? Estimated income taxes on that gross salary total approximately $10,741 per year — combining federal taxes with Massachusetts's state income tax. Subtract rent for a 2-bedroom apartment ($1,626/month based on HUD Fair Market Rents for the Pittsfield metro area) and the estimated annual take-home is $39,747, or roughly $3,312 per month for everything else: food, transportation, savings, and discretionary spending.

The Pittsfield metro has a cost of living index of 60.7 according to the Bureau of Economic Analysis Regional Price Parities (national average = 100). At 39% below the national average, Pittsfield is a genuinely affordable metro where everyday expenses stretch further than in most cities.

At a $70,000 salary, the estimated 2-bedroom rent in Pittsfield represents approximately 28% of gross income. That approaches the 30% threshold commonly used to define affordability. A smaller unit or a higher salary would improve the picture.