Cost of Living in Fitchburg-Leominster, MA

How far does a $70,000 salary go in Fitchburg-Leominster? Estimated income taxes on that gross salary total approximately $10,741 per year — combining federal taxes with Massachusetts's state income tax. Subtract rent for a 2-bedroom apartment ($1,749/month based on HUD Fair Market Rents for the Fitchburg-Leominster metro area) and the estimated annual take-home is $38,271, or roughly $3,189 per month for everything else: food, transportation, savings, and discretionary spending.

At a $70,000 salary, the estimated 2-bedroom rent in Fitchburg-Leominster represents approximately 30% of gross income. That exceeds the conventional 30% guideline, meaning housing takes a significant share of the budget at this income level.