Cost of Living in Dayton-Kettering-Beavercreek, OH
Is it worth moving here?
How far does a $70,000 salary go in Dayton-Kettering-Beavercreek? Estimated income taxes on that gross salary total approximately $8,450 per year — combining federal taxes with Ohio's state income tax. Subtract rent for a 2-bedroom apartment ($1,273/month based on HUD Fair Market Rents for the Dayton-Kettering-Beavercreek metro area) and the estimated annual take-home is $46,274, or roughly $3,856 per month for everything else: food, transportation, savings, and discretionary spending.
The Dayton-Kettering-Beavercreek metro has a cost of living index of 75.0 according to the Bureau of Economic Analysis Regional Price Parities (national average = 100). At 25% below the national average, Dayton-Kettering-Beavercreek is a genuinely affordable metro where everyday expenses stretch further than in most cities.
At a $70,000 salary, the estimated 2-bedroom rent in Dayton-Kettering-Beavercreek represents approximately 22% of gross income. That falls comfortably below the 30% rent-burden guideline, a healthy position for building savings.
Annual Breakdown
Cost of Living Index
Living in Dayton-Kettering-Beavercreek, OH is roughly 25% less expensive than the national average.
Monthly Take-Home
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Affordability Score
K-12 Schools
See Details →Colleges & Universities
See Details →| Institution | Enrollment | In-State Tuition | Grad Rate |
|---|---|---|---|
| Greene County Career Center | 22 | $0 | 88.0% |
| Hobart Institute of Welding Technology | 327 | $0 | 87.0% |
| Miami Valley Career Technology Center | 84 | $0 | 87.0% |
| International College of Broadcasting | 44 | $12,330 | 86.0% |
| Ohio Business College-Dayton-Driving Academy | 126 | $0 | 84.0% |
| Creative Images Institute of Cosmetology-South Dayton | 52 | $0 | 84.0% |
| University of Dayton | 11,304 | $47,600 | 82.0% |
| Ohio Medical Career College | 121 | $0 | 78.0% |
| Cedarville University | 5,374 | $35,878 | 74.0% |
| Dayton School of Medical Massage | 425 | $17,922 | 73.0% |
| Dayton Barber College | 60 | $0 | 69.0% |
| Creative Images Institute of Cosmetology-North Dayton | 186 | $0 | 66.0% |
| Kettering College | 812 | $15,672 | 65.0% |
| The Modern College of Design | 189 | $29,344 | 62.0% |
| Upper Valley Career Center | 113 | $0 | 50.0% |
| Wright State University-Main Campus | 9,884 | $10,564 | 46.0% |
| Fortis College-Centerville | 460 | $13,789 | 42.0% |
| Ross Medical Education Center-Dayton | 106 | $0 | 39.0% |
| Sinclair Community College | 17,431 | $3,889 | 32.0% |
| Edison State Community College | 4,548 | $3,728 | 31.0% |
| Central State University | 3,454 | $5,404 | 26.0% |
| Antioch College | 127 | $35,949 | 26.0% |
| Wilberforce University | 617 | $13,222 | 16.0% |
| Air Force Institute of Technology-Graduate School of Engineering & Management | 1,005 | $0 | — |
| United Theological Seminary | 471 | $0 | — |
| Antioch University | 434 | $16,164 | — |
| Payne Theological Seminary | 149 | $0 | — |
| Ohio Institute of Allied Health | 39 | $23,904 | — |