Memphis vs Tampa-St. Petersburg-Clearwater

Cost of Living Comparison

Memphis

Gross Salary $70,000
Tax -$7,241
Rent (2BR) -$15,288
Net Income $47,471

To match your lifestyle in Tampa-St. Petersburg-Clearwater, you'd need:

$117,223

The Verdict

Cost of Living Index

Memphis 77.3
Tampa-St. Petersburg-Clearwater 123.5
Cheaper Avg (100) Pricier

Purchasing Power

Memphis $61,421
Tampa-St. Petersburg-Clearwater $31,619

Tampa-St. Petersburg-Clearwater

Gross Salary $70,000
Tax -$7,241
Rent (2BR) -$23,724
Net Income $39,035

To match your lifestyle in Memphis, you'd need:

$42,888

The Bottom Line

On a $70,000 salary, you would have $8,436 more per year in Memphis compared to Tampa-St. Petersburg-Clearwater. You'd pay $0 less in taxes in Tampa-St. Petersburg-Clearwater, while housing costs 55% more. The cost of living in Memphis is 23% below avg, while Tampa-St. Petersburg-Clearwater is 23% above avg, making Memphis the more affordable city overall. Your $70,000 salary in Memphis feels like earning $117,223 in Tampa-St. Petersburg-Clearwater once you factor in taxes, rent, and cost of living. For K-12 education, Tampa-St. Petersburg-Clearwater has a better pupil-teacher ratio (0:1 vs 0:1). College is more affordable in Tampa-St. Petersburg-Clearwater ($15,269 vs $15,250 avg in-state tuition).

K-12 Schools

Memphis
Tampa-St. Petersburg-Clearwater
Schools
364
589
Enrollment
211,754
415,023
Pupil:Teacher
0:1
0:1
Charter %
15.3%
15.1%
Title I %
0%
0%

Colleges & Universities

Memphis
Tampa-St. Petersburg-Clearwater
Institutions
30
41
In-State Tuition
$15,269
$15,250
Out-of-State
$17,326
$16,986
Grad Rate
56.4%
60.2%

Frequently Asked Questions

Is Memphis or Tampa-St. Petersburg-Clearwater more expensive?

Tampa-St. Petersburg-Clearwater is more expensive with a cost of living index of 123.5 vs 77.3 (national average = 100).

What salary in Tampa-St. Petersburg-Clearwater equals $70,000 in Memphis?

You would need to earn approximately $117,223 in Tampa-St. Petersburg-Clearwater to maintain the same purchasing power as a $70,000 salary in Memphis, after accounting for taxes, rent, and cost of living differences.

How much is rent in Memphis vs Tampa-St. Petersburg-Clearwater?

Average annual rent for a 2-bedroom apartment is $15,288 in Memphis and $23,724 in Tampa-St. Petersburg-Clearwater—housing is 55% more in Tampa-St. Petersburg-Clearwater.